Website terms of use

These terms govern the use of the official website of Finex Kredit NBCO OJSC (finexkredit.az). By using the website you agree to them.

Information on the website

Information on the website is for general guidance and is not a public offer. Loan terms, rates and commissions may change; current terms are provided when an agreement is concluded.

Calculators

Results from the loan and bond calculators are preliminary estimates. The final amount, term, rate, commission and effective annual rate (FİFD) are set after your application is reviewed and are stated in the agreement. The bond calculator does not account for tax.

Online applications

Submitting an online application does not create a loan or bond agreement and does not oblige Finex Kredit to lend. Applications are reviewed in line with the law and our internal rules. You are responsible for providing accurate and complete information.

Content ownership

Texts, design, the logo and other materials on the website belong to Finex Kredit NBCO OJSC or the relevant rights holders. Copying, modifying or using them commercially without permission is prohibited. Personal, non-commercial use with a reference to the source is allowed.

Limitation of liability

We work to keep the website available and accurate, but we are not liable for technical interruptions, failures of third-party services, or decisions a user makes independently based on information on the website.

External links

The website may link to third-party sites (for example maps and social networks). We are not responsible for their content or privacy practices.

Personal data

Personal data sent through our forms is processed and protected in line with our Privacy policy.

Changes to these terms

These terms may be updated from time to time. Updated terms take effect when they are published on the website.

Contact

Send questions about these terms to info@finexkredit.az.