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About us

A financial partner you can rely on

Finex Kredit NBCO is a transparently managed credit organization financing small and medium businesses, farmers and individuals.

2013

Operating under Central Bank licence No. 14

2015

One of the first 3 issuers listed on the Baku Stock Exchange

6

Head office in Baku and regional branches

₼2.47M

Charter capital

About us

Our history

Finex Kredit NBCO OJSC has operated since 18 September 2013 under licence No. 14 issued by the Central Bank on 10.09.2013, in line with the Law on Non-Bank Credit Organizations and the regulator’s requirements.

The company meets the credit needs of small and medium businesses with a competitive, professional team, and works closely with financial institutions, banks and government bodies.

Finex Kredit is an authorized lender of the Entrepreneurship Development Fund and a partner of the Agrarian Credit and Development Agency. Together we have provided concessional loans to farmers and entrepreneurs in the regions, helping create new farms and jobs.

From day one the company has been an active capital-markets participant and issuer of high-yield corporate bonds. On 24 December 2015 its securities became one of the first three issues admitted to the standard segment of the Baku Stock Exchange listing.

We follow a transparent governance and reporting policy. Our official external auditor is RSM Global, and audit results are published every year.

About us

Milestones

  1. 2007

    Our team’s lending experience begins

  2. 2013

    Launch under Central Bank licence No. 14

  3. 2014

    Partnership with the Agrarian Credit and Development Agency

  4. 2015

    Baku Stock Exchange listing; partnership with the Entrepreneurship Development Fund

  5. 2021

    Seat on the AMFA Supervisory Board

  6. 2023

    New bond issue and the Masalli branch opening

  7. 2025

    Charter capital raised to AZN 2.472 million

About us

Our mission

Finex Kredit is a stable, experienced and competitive credit organization that objectively assesses real market conditions and stands out with a flexible interest policy. Through long-term cooperation, our professional team provides customers and partners with financial services that meet high quality standards.

About us

Strategy

Our strategic goal is to become Azerbaijan’s leading credit organization and a market leader in our segment.

Our priorities are long-term partnerships with customers, continuously improving service quality and building transparent, healthy business relationships.

We are building a recognized and respected brand in the credit market — backed by a stable, sustainable company.

Careers

Join the team — browse open positions and send your CV.

Partners

Trusted by

  • Azərbaycan Respublikasının Mərkəzi Bankı
  • Bakı Fond Birjası
  • Milli Depozit Mərkəzi
  • Sahibkarlığın İnkişafı Fondu
  • Kənd Təsərrüfatı Kreditləri üzrə Dövlət Agentliyi
  • RSM
  • Azərbaycan Mikromaliyyə Assosiasiyası
  • PAŞA Bank
  • Kapital Bank
  • Azərbaycan Beynəlxalq Bankı
  • Xalq Bank
  • Bank Respublika
  • AFB Bank
  • Azər Türk Bank
  • Expressbank
  • Bank BTB
  • PAŞA Həyat
  • PSG Kapital
  • Millikart
  • ExpressPay
  • Azərpoçt
  • Sahibkarlığa Kömək Milli Fondu
  • ABTC
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